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New jersey disability benefits

How to Apply for Disability Benefits in New Jersey

Written by
Jackie Jakab, Disability Attorney
Jackie Jakab
Lead Attorney
Published June 19, 2024
2 min read
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​​If you have an injury or illness that prevents you from working, you’re not alone. Nearly 200,000 New Jersey residents have received financial assistance from the Social Security Administration and the state of New Jersey. 

Learn about how to apply for disability in New Jersey and how much you may receive in benefits payments. 


Does New Jersey have TDI?

Yes, New Jersey is one of the five states with a short-term state disability benefit program. New Jersey residents who have an injury or illness that prevents them from going to work for up to 26 weeks can apply for the New Jersey Temporary Disability Insurance (TDI). 

Temporary Disability Insurance is available to most New Jersey workers since many employers must provide Temporary Disability Insurance to employees. 

Many conditions are eligible for disability benefits. See what you qualify for instantly.

How to qualify for New Jersey Temporary Disability Insurance 

New Jersey determines your eligibility for TDI and your weekly benefit amounts by looking at how much you earned during your base year—or the first four out of five completed calendar quarters before the onset of your disability.

For TDI, you must have worked 20 weeks and earned at least $283 a week or a total of $14,200 during the base year. 


How are New Jersey Temporary Disability Insurance Benefits calculated? 

New Jersey provides short-term benefits to its disabled workers for up to 26 weeks, worth 85% of their average weekly earnings and capped at $1,055 (the maximum weekly benefit rate). 

To determine how much you’ll receive in weekly benefits, New Jersey reviews your reported wages for the first four of the last five completed quarters before your disability. 

The state will then calculate your average weekly wage by dividing your base year earnings by the number of base weeks (any week you earned at least $283). 


How to apply for Social Security disability in New Jersey

To successfully apply for Social Security disability benefits, preparation is key. You can apply on your own, but working with a disability lawyer can simplify the process. 

Either way, it’s important to have your personal records ready before starting your application. Gather the vital documents relevant to your condition, including any treatment forms, bank account information, work or income history, and medical evidence.

When you’re applying, don’t forget to proofread everything and answer every question honestly and to the best of your ability. Do not skip any questions. If you are unsure about a specific question, contact an SSA representative or speak with a disability lawyer for legal advice. 

There are three ways to submit for Social Security disability in New Jersey: 

Apply online: File your Social Security disability application directly on the SSA website and submit it electronically. 

Apply via phone: Call the SSA at (800) 772-1213 or dial your nearest SSA office. Need help figuring out where to call? Our directory lists New Jersey offices with phone and fax numbers that can best assist you. 

Apply in person: Visit your local SSA office to apply. Applying in person allows you to ask an SSA claims representative for specific instructions about your application.

Brick

2620 Yorktowne Blvd 

Brick, NJ 08723

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (877) 405-5870

Fax Number: (833) 950-3595

Bridgeton

149 West Brd St 

Bridgeton, NJ 08302

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 837-1235

Fax Number: (833) 950-2990

Bridgewater

245 Us Hwy 22 West Suite 207 

Bridgewater, NJ 08807

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 446-6198

Fax Number: (833) 950-3264

Cherry Hill

6 Executive Campus Suite 200 

Cherry Hill, NJ 08002

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 931-2879

Fax Number: (833) 950-2974

Clifton

935 Allwood Rd 

Clifton, NJ 07012

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 964-0170

Fax Number: (833) 346-7157

East Orange

7 Glenwood Ave Ste 100 

East Orange, NJ 07017

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 964-0030

Fax Number: (833) 950-3311

Egg Harbor Twp

1350 Doughty Rd

Egg Harbor Twp, NJ 08234

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (877) 714-0394

Fax Number: (833) 950-2986

Glassboro

830 Delsea Dr North 

Glassboro, NJ 08028

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 883-5305

Fax Number: (833) 950-2668

See all SSA offices in New Jersey


Do I need a disability lawyer in New Jersey?

Applying for disability benefits can be a long and tedious process. On average, New Jersey residents waited almost two and a half years for approval. That’s because the state denies most applications the first time around. Working with a disability lawyer can help you win the federal and short-term state benefits you deserve. 

Disability lawyers are available to help you at any point in your application process. You can expect a disability lawyer to: 

  • Help you file and submit your application with all the correct information 

  • Collect any necessary medical evidence including X-rays, treatments, tests, and specialist visits 

  • Promptly submit your medical records to the judge before your hearing 

  • Prepare you for your court hearing 

  • Attend your hearing and cross-examine the vocational expert 

Match with a top disability lawyer in New Jersey

Get help applying for benefits in New Jersey

Simplify your disability application process and take this two-minute quiz to determine your eligibility for disability benefits. 

We’ll connect you with an Atticus client advocate who will provide free disability advice and introduce you to an expert attorney who will advocate for your right to disability benefits. 

Frequently asked questions about disability in New Jersey

How do I qualify for disability in New Jersey?

To qualify for disability you need to have a condition that prevents you from working for at least a year. You’ll also need to meet certain work history requirements (for SSDI) or be within certain income limits (for SSI). For more on these requirements, read our full write up here.

What conditions qualify for disability in New Jersey?

Any condition that will prevent you from working for a year or more can qualify for disability benefits. Some of the most common conditions include musculoskeletal disorders, mental disorders, nervous system diseases, and circulatory system diseases. See our full list of conditions that qualify here.

How long does it take to get approved for disability in New Jersey?

It takes an average of 6.1 months to get an initial disability decision in New Jersey. Most people who apply are initially rejected, and need to appeal this decision. If you appeal and go to a hearing, the process takes around two years on average. Read more: How Long It Takes to Get Approved for Disability Benefits

How much does disability pay in New Jersey?

The average SSDI payment in New Jersey is $1,505.33 per month. The average SSI payment is $631.99 per month. What you’ll earn depends on your income, or the amount you’ve historically paid into the Social Security program. Read more on what amount you can expect.

How should I prepare my disability application in New Jersey?

Answer the application questions truthfully, consistently, and succinctly. You should also ensure that you gather and submit all your medical records with your application. The SSA paperwork can be complicated, so our legal team has written a full guide to the application here.

Does New Jersey have a state disability program?

Yes, New Jersey is one of the five states with its own state disability program. Residents can apply for Temporary Disability Insurance, which offers payments for up to 26 weeks. Work injuries aren’t covered, though. If your injury will keep you out of work longer, you can still apply for SSDI and SSI. Read more about the difference between SSDI and SSI here.

Related resources:

New Jersey Disability Benefits

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By Jackie Jakab

SSA Offices in New Jersey

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By Jackie Jakab

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How long has your condition made it hard to work?

Jackie Jakab, Disability Attorney

Jackie Jakab

Lead Attorney

Jackie Jakab is Atticus’s Legal Director. She’s a licensed attorney, a graduate of the University of Chicago Law School, and has counseled thousands of people seeking disability benefits.
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