• Resources
  •   >  Texas disability benefits
Texas disability benefits

How Much Does Disability Pay in Texas?

Written by
Jackie Jakab, Disability Attorney
Jackie Jakab
Lead Attorney
March 28, 2024  ·  2 min read
Why trust us?

Atticus offers free, high-quality disability advice for Americans who can't work. Our team of Stanford and Harvard trained lawyers has a combined 15+ years of legal experience, and have helped over 10,000 Americans apply for disability benefits.

See if you qualify

Around 580,000 Texas residents receive disability benefits from the Social Security Administration each year. These are people who cannot work due to an injury or medical condition. Federal programs like Social Security Disability Insurance and Supplemental Security Income provide monthly payments and health insurance coverage. If you are unable to work because of an impairment, you might be eligible to apply for these benefits programs.

Continue reading to learn how the process works and how much money you can get for disability benefits in Texas.


How much are Social Security disability benefits in Texas?

In 2024, the maximum disability payment you can receive (regardless of the state where you live) is $3,822 per month for Social Security Disability Insurance (SSDI) or $943 per month for Supplemental Security Income (SSI). For couples, the maximum SSI payment is $1,415. 

The average monthly SSDI payment for Texans is $1,702. SSI recipients in Texas get an average of $583.

In addition to monthly payments, the federal government provides health care coverage. SSDI benefits include Medicare coverage, and SSI beneficiaries can get Medicaid.

Disability Payment Amounts in Texas

How is Social Security Disability Insurance calculated in Texas?

The amount of money you can receive on SSDI in Texas depends on a few different factors. Once you’ve applied for disability and your claim is approved, the SSA calculates your payment amount by using two metrics known as your Average Indexed Monthly Earnings (AIME) and your Primary Insurance Amount (PIA).

Basically, your AIME looks at how much money you earned when you worked (adjusted for the current cost of living). Then, the SSA breaks down your AIME to determine your PIA to get your monthly payment. Learn more about how SSDI payments are calculated by reading our comprehensive guide.

If you’re wondering how much money you might get from SSDI, create an account on the SSA’s website to see an estimate.

We've helped 16,894 people in Texas apply for benefits.

How is Supplemental Security Income calculated in Texas?

To determine SSI payments, the SSA considers your level of need — not your work history. The SSA starts with a federal benefit rate ($943 in 2024). Next, they subtract your countable income plus any other benefits you receive (such as food stamps) from that number.  If your countable income is less than the benefit rate, you’ll likely get the full amount of $943 per month. If you receive other benefits, however, the SSA will subtract those benefits from your disability payment. 

For more information, check out our guide, How Is SSI Calculated? 

SSA offices in Texas

From Houston to Fort Worth, Dallas to San Antonio, there are 66 SSA offices throughout Texas. Visit your local field office to learn more about the application process and to apply for benefits. 

Abilene

1202 E South 11Th St

Abilene, TX 79602

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (877) 607-9525

Fax Number: (833) 902-2586

Alice

1000 Medical Ctr Blvd

Alice, TX 78332

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (888) 388-8744

Fax Number: (833) 950-3019

Amarillo

4750 Canyon Dr

Amarillo, TX 79109

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (877) 803-6318

Fax Number: (833) 519-3209

Angleton

2921 N Valderas St

Angleton, TX 77515

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 338-2940

Fax Number: (833) 902-2570

Austin

1029 Camino La Costa

Austin, TX 78752

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 627-6991

Fax Number: (833) 515-0511

Austin

5508 Hwy 290 West Bldg B

Austin, TX 78735

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (855) 221-3523

Fax Number: (833) 950-2398

Balch Springs

2300 Dunson Dr

Balch Springs, TX 75180

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (855) 531-1683

Fax Number: (833) 950-2387

Beaumont

8455 Dishman Rd Ste A

Beaumont, TX 77713

Hours: Monday - Friday 9:00AM - 4:00PM

Phone Number: (866) 613-2864

Fax Number: (833) 515-0524

Click here for a list of all the SSA offices in Texas.


Get help with your disability application

Before you can receive disability benefits in Texas, you have to submit an application for the SSA to review and approve. Most people get denied the first time they apply for disability and have to appeal the SSA’s decision.

A lawyer can help you with each step of your disability application process. They’ll explain what to expect, help you gather medical evidence to prove your disability, and represent you at a disability hearing if needed.

Find a good disability lawyer by working with us here at Atticus. We offer legal advice to disability applicants and can connect you with a verified lawyer at no cost. Get started by taking our 2-minute disability quiz.

Atticus lawyers in Texas

Here are a few Atticus law firms in the Lone Star State:

Morgan and Weisbrod 11551 Forest Central Dr., Suite 300, Dallas, Texas 75243

Kristi Ward Stephens Disability Law

5315-B Cypress Creek Pkwy., Ste. 156, Houston, Texas 77069

Packard Law

1100 NW Loop, 410 Suite, San Antonio, Texas 78213

Frequently asked questions about Texas disability benefits

What qualifies you for disability in Texas?

To qualify for disability you need to have a condition that prevents you from working for at least a year. You’ll also need to meet certain work history requirements (for SSDI) or be within certain income limits (for SSI). For more on these requirements, read our full write-up here.

What conditions qualify for disability in Texas?

Any condition that will prevent you from working for a year or more can qualify for disability benefits. Some of the most common conditions include musculoskeletal disorders, mental disorders, nervous system diseases, and circulatory system diseases. See our full list of conditions that qualify here.

How long does it take to get approved for disability in Texas?

It takes an average of 7 months to get an initial disability decision in Texas. Most people who apply are initially rejected, and need to appeal this decision. If you appeal and go to a hearing, the process takes just over two years on average. Read more: How Long It Takes to Get Approved for Disability Benefits

How much does disability pay in Texas?

The average SSDI payment in Texas is $1,702 per month. The average SSI payment is $583. What you’ll earn depends on your income, or the amount you’ve historically paid into the Social Security program. Read more on what amount you can expect.

How should I prepare my disability application in Texas?

Answer the application questions truthfully, consistently, and succinctly. You should also ensure that you gather and submit all your medical records with your application. The SSA paperwork can be complicated, so our legal team has written a full guide to the application here.

Does Texas have a state disability program?

No, Texas doesn't have its own state disability program. Only five states have a state program (California, Hawaii, New Jersey, New York, and Rhode Island). Residents of Texas can apply for federal disability programs (SSDI and SSI). Read more about SSDI and SSI here.

Related resources:

How to Qualify for Disability Benefits in Texas

A hand drawn image of the lead disability lawyer.
By Jackie Jakab

Texas Resources for People With Disabilities

A hand drawn image of the lead disability lawyer.
By Jackie Jakab

See what you qualify for

How long has your condition made it hard to work?

Jackie Jakab, Disability Attorney

Jackie Jakab

Lead Attorney

Jackie Jakab is Atticus’s Legal Director. She’s a licensed attorney, a graduate of the University of Chicago Law School, and has counseled thousands of people seeking disability benefits.
About Us
  • Mission
  • Careers

At the bottom of many websites, you'll find a small disclaimer: "We are not a law firm and are not qualified to give legal advice." If you see this, run the other way. These people can't help you: they're prohibited by law from giving meaningful advice, recommending specific lawyers, or even telling you whether you need a lawyer at all.

There’s no disclaimer here: Atticus is a law firm, and we are qualified to give legal advice. We can answer your most pressing questions, make clear recommendations, and search far and wide to find the right lawyer for you.

Two important things to note: If we give you legal advice, it will be through a lawyer on our staff communicating with you directly. (Don't make important decisions about your case based solely on this or any other website.) And if we take you on as a client, it will be through a document you sign. (No attorney-client relationship arises from using this site or calling us.)

  • This website is lawyer advertising.
  • Cal. Bar #23984
  • © 2024 Atticus Law, P.C.

Terms | Privacy | Disclaimer