Do you rely on your monthly Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits? If so, you’re probably wondering what your exact SSDI and SSI payment schedules are, what to do if your payment is late, or when to expect your back pay.
Below, we’ll walk you through your payment schedules for 2022 and 2023 — and what to do if your payment doesn’t arrive when you expect it.
When you receive payments depends on the type of benefits you receive. If you receive SSDI, your payment schedule all comes down to your birthday, specifically the day of the month you were born.
Below are the days of the month you can expect your payments based on your birthday. The Social Security Administration (SSA) will follow this same SSDI payment schedule in 2022 and 2023.
If you were born on this day:
Your benefits will be paid on:
1st - 10th
11th - 20th
21st - 31st
Now that you know the day of the month you can expect your payments, you’re probably wondering what the pay dates are for the 2022 SSDI payment schedule. Below, we’ve broken down the date you’ll receive your remaining 2022 payments. The SSA also provides a complete calendar for 2022.
If you were born on the 1st through the 10th of the month, you should have received (or should be about to receive) SSDI payments for 2022 on:
If you were born on the 11th through the 20th of the month, your SSDI payment dates for 2022 are:
And if you were born on the 21st or the 31st, you can expect to receive your 2022 benefits on:
Learn more: Are Disability Benefits Taxable?
Your 2023 SSDI payments will come on the same day of the month as your 2022 payments. If, for example, you received your payments on the third Wednesday of the month in 2022, they’ll still come on the third Wednesday of the month through 2023.
Which dates should you be on the lookout for your payment? We’ve broken that down below. You can also reference the SSA’s 2023 calendar.
If you were born on the 1st through the 10th of the month, your 2023 payments will come on:
If you were born on the 11th through the 20th of the month, you can expect your payments in 2023 on:
If you were born on the 21st through the 31st of the month, keep an eye out for your 2023 SSDI payments on:
SSDI checks come out on the 3rd of the month for people who started receiving benefits before May 1997 or people who receive both SSDI and SSI.
If you fall into either of those categories, your SSDI benefit payment schedule is below. If you continue receiving both SSI and SSDI in 2023, your payment schedule will remain the same.
Related: States Where Disability Benefits Go the Farthest
SSI follows a different payment schedule than SSDI. Instead of assigning payment dates based on your birthday, SSI payments come out on the 1st of every month. But this does mean that holidays and weekends can affect your payment dates.
If the 1st of the month falls on a Saturday, Sunday, or a holiday, you’ll receive your payment on the banking day before. For example, if the 1st of the month is a Saturday, you can expect your payments on the Friday before.
Learn more: Can You Work Part-time on Disability?
There are several months a year when you will get your SSI check early. Your January SSI payment will actually come out on the last day of December that is not a holiday. For example, if you're receiving an SSI benefit payment for January 2023, you can actually expect it on Friday, December 30, 2022.
You’ll also get your SSI check early if the 1st of the month falls on a Saturday or Sunday. In 2023, that will happen in April, July, and October.
In 2022, you can expect your remaining payments on the following days:
Your 2023 SSI payments will still come out on the first of the month, unless the first of the month falls on the weekend or a holiday — which happens several times in 2023. The 2023 pay dates are:
If your disability payment is late, what you should do depends on your payment method. Nearly all direct deposit payments arrive on time. If you use direct deposit and your payment is late, contact your financial institution.
If you receive a paper check in the mail and your payment is late, the SSA recommends you wait three days in case your check was delayed in-transit. If you still haven’t received your check within three days of your payment date, you can call the SSA at 800-772-1213.
SSDI has a mandatory five-month waiting period after you’re qualified. While you won’t receive payments during that time, you are entitled to back pay. Back pay is past-due payments that cover your waiting period, which is the time when you were qualified for benefits but not yet approved to receive payments.
The SSA will usually deliver your back pay in a lump sum 60 days after your claim is approved. If your back pay is more than three times the maximum monthly SSI payment (in 2023, that’s $914), you’ll receive three separate payments six months apart, the first of which will arrive 60 days after your approval.
You won't receive any disability payments until after your application is approved, and unfortunately getting approved for disability can take two years. Don't give up though! Your chances of approval increase as you move through the process. For example, only about 20% of initial applications are approved, but just over 50% of cases that made it to a court hearing in 2022 were approved.
If your application hasn't been approved yet, the best way to help yourself is to work with a disability lawyer. Applicants with lawyers are three times more likely to win benefits and a lawyer can help whether you're filing for the first time or need to appeal a denial. You don't pay a lawyer anything unless they win your case. Even then, you won't have to pay the lawyer until the SSA starts sending your monthly payments.
Unsure if you should find a lawyer? Our 2-minute disability quiz can help you understand whether a lawyer is a good idea right now and match you with a lawyer near you (if you want one).
Getting approved for disability takes a long time. If you need help paying your bills or getting housing right now, start with this list of state and federal resources for people with disabilities.
If you're planning to receive benefits, and have questions about taxes, we have a quick guide on whether or not your benefits are taxable.
At the bottom of many websites, you'll find a small disclaimer: "We are not a law firm and are not qualified to give legal advice." If you see this, run the other way. These people can't help you: they're prohibited by law from giving meaningful advice, recommending specific lawyers, or even telling you whether you need a lawyer at all.
There’s no disclaimer here: Atticus is a law firm, and we are qualified to give legal advice. We can answer your most pressing questions, make clear recommendations, and search far and wide to find the right lawyer for you.
Two important things to note: If we give you legal advice, it will be through a lawyer on our staff communicating with you directly. (Don't make important decisions about your case based solely on this or any other website.) And if we take you on as a client, it will be through a document you sign. (No attorney-client relationship arises from using this site or calling us.)
Terms | Privacy | Disclaimer