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Social Security Payment Schedules 2022 & 2023

Written by
Jackie Jakab, Disability Attorney
Jackie Jakab
Lead Attorney
November 3, 2022  ·  5 min read

Do you rely on your monthly Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits? If so, you’re probably wondering what your exact SSDI and SSI payment schedules are, what to do if your payment is late, or when to expect your back pay.

Below, we’ll walk you through your payment schedules for 2022 and 2023 — and what to do if your payment doesn’t arrive when you expect it.

SSDI payment schedule

When you receive payments depends on the type of benefits you receive. If you receive SSDI, your payment schedule all comes down to your birthday, specifically the day of the month you were born.

Below are the days of the month you can expect your payments based on your birthday. The Social Security Administration (SSA) will follow this same SSDI payment schedule in 2022 and 2023.

If you were born on this day:

Your benefits will be paid on:

1st - 10th

Second Wednesday

11th - 20th

Third Wednesday

21st - 31st

Fourth Wednesday

What is the payment schedule for SSDI for 2023?

Your 2023 SSDI payments will come on the same day of the month as your 2022 payments. If, for example, you received your payments on the third Wednesday of the month in 2022, they’ll still come on the third Wednesday of the month through 2023.

Which dates should you be on the lookout for your payment? We’ve broken that down below. You can also reference the SSA’s 2023 calendar.

If you were born on the 1st through the 10th of the month, your 2023 payments will come on: 

  • January 11
  • February 8
  • March 8
  • April 12
  • May 10
  • June 14
  • July 12
  • August 9
  • September 13
  • October 11
  • November 8
  • December 13

If you were born on the 11th through the 20th of the month, you can expect your payments in 2023 on:

  • January 18
  • February 15
  • March 15
  • April 19
  • May 17
  • June 21
  • July 19
  • August 16
  • September 20
  • October 18
  • November 15
  • December 20

If you were born on the 21st through the 31st of the month, keep an eye out for your 2023 SSDI payments on:

  • January 25
  • February 22
  • March 22
  • April 26
  • May 24
  • June 28
  • July 26
  • August 23
  • September 27
  • October 25
  • November 22
  • December 27

Learn more: Are Disability Benefits Taxable?

What checks come out on the 3rd of the month? 

SSDI checks come out on the 3rd of the month for people who started receiving benefits before May 1997 or people who receive both SSDI and SSI. 

If you fall into either of those categories, your SSDI benefit payment schedule is below. If you continue receiving both SSI and SSDI in 2023, your payment schedule will remain the same.

  • January 3
  • February 3
  • March 3
  • April 3
  • May 3
  • June 3
  • July 3
  • August 3
  • September 3
  • October 3
  • November 3
  • December 3

Related: States Where Disability Benefits Go the Farthest

What is the payment schedule for SSDI for 2022?

Now that you know the day of the month you can expect your payments, you’re probably wondering what the pay dates are for the 2022 SSDI payment schedule. Below, we’ve broken down the date you’ll receive your remaining 2022 payments. The SSA also provides a complete calendar for 2022.

If you were born on the 1st through the 10th of the month, you should have received (or should be about to receive) SSDI payments for 2022 on:

  • January 12
  • February 9
  • March 9
  • April 13
  • May 11
  • June 8
  • July 13
  • August 10
  • September 14
  • October 12
  • November 9
  • December 14

If you were born on the 11th through the 20th of the month, your SSDI payment dates for 2022 are:

  • January 19
  • February 16
  • March 16
  • April 20
  • May 18
  • June 15
  • July 20
  • August 17
  • September 21
  • October 19
  • November 16
  • December 21

And if you were born on the 21st or the 31st, you can expect to receive your 2022 benefits on:

  • January 26
  • February 23
  • March 23
  • April 27
  • May 25
  • June 22
  • July 27
  • August 24
  • September 28
  • October 26
  • November 23
  • December 28

SSI payment schedule

SSI follows a different payment schedule than SSDI. Instead of assigning payment dates based on your birthday, SSI payments come out on the 1st of every month. But this does mean that holidays and weekends can affect your payment dates.

If the 1st of the month falls on a Saturday, Sunday, or a holiday, you’ll receive your payment on the banking day before. For example, if the 1st of the month is a Saturday, you can expect your payments on the Friday before. 

Learn more: Can You Work Part-time on Disability?

Will I get my SSI check early this month?

There are several months a year when you will get your SSI check early. Your January SSI payment will actually come out on the last day of December that is not a holiday. For example, if you're receiving an SSI benefit payment for January 2023, you can actually expect it on Friday, December 30, 2022.

You’ll also get your SSI check early if the 1st of the month falls on a Saturday or Sunday. In 2023, that will happen in April, July, and October.

What are the SSI pay dates for 2023? 

Your 2023 SSI payments will still come out on the first of the month, unless the first of the month falls on the weekend or a holiday — which happens several times in 2023. The 2023 pay dates are: 

  • December 30, 2022
  • February 1
  • March 1
  • March 31
  • May 1
  • June 1
  • June 30
  • August 1
  • September 1
  • September 29
  • November 1
  • December 1
  • December 29

What are the SSI pay dates for 2022? 

In 2022, you can expect your remaining payments on the following days: 

  • Dec 30, 2021
  • February 1
  • March 1
  • April 1
  • April 29
  • June 1
  • July 1
  • August 1
  • September 1
  • September 30
  • November 1
  • December 1

What should I do if my disability payment is late?

If your disability payment is late, what you should do depends on your payment method. Nearly all direct deposit payments arrive on time. If you use direct deposit and your payment is late, contact your financial institution.

If you receive a paper check in the mail and your payment is late, the SSA recommends you wait three days in case your check was delayed in-transit. If you still haven’t received your check within three days of your payment date, you can call the SSA at 800-772-1213.

When will I get my SSDI back pay?

SSDI has a mandatory five-month waiting period after you’re qualified. While you won’t receive payments during that time, you are entitled to back pay. Back pay is past-due payments that cover your waiting period, which is the time when you were qualified for benefits but not yet approved to receive payments.

The SSA will usually deliver your back pay in a lump sum 60 days after your claim is approved. If your back pay is more than three times the maximum monthly SSI payment (in 2023, that’s $914), you’ll receive three separate payments six months apart, the first of which will arrive 60 days after your approval.

I haven't been approved for disability yet — when can I get paid?

You won't receive any disability payments until after your application is approved, and unfortunately getting approved for disability can take two years. Don't give up though! Your chances of approval increase as you move through the process. For example, only about 20% of initial applications are approved, but just over 50% of cases that made it to a court hearing in 2022 were approved.

If your application hasn't been approved yet, the best way to help yourself is to work with a disability lawyer. Applicants with lawyers are three times more likely to win benefits and a lawyer can help whether you're filing for the first time or need to appeal a denial. You don't pay a lawyer anything unless they win your case. Even then, you won't have to pay the lawyer until the SSA starts sending your monthly payments.

Unsure if you should find a lawyer? Our 2-minute disability quiz can help you understand whether a lawyer is a good idea right now and match you with a lawyer near you (if you want one).

Other resources for SSI/SSDI applicants and recipients

Getting approved for disability takes a long time. If you need help paying your bills or getting housing right now, start with this list of state and federal resources for people with disabilities.

If you're planning to receive benefits, and have questions about taxes, we have a quick guide on whether or not your benefits are taxable.

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Jackie Jakab, Disability Attorney

Jackie Jakab

Lead Attorney

Jackie Jakab is Atticus’s Legal Director. She’s a licensed attorney, a graduate of the University of Chicago Law School, and has counseled thousands of people seeking disability benefits.
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