What is the payment schedule for SSDI for 2023?

Your 2025 SSDI payments will come on the same day of the month as your 2024 payments. For example, if you received your payments on the third Wednesday of the month in 2024, they’ll still come on the third Wednesday through 2025.

What checks come out on the 3rd of the month?

SSDI checks come out on the 3rd of the month for people who started receiving benefits before May 1997 or people who receive both SSDI and SSI.

Will I get my SSI check early this month?

January SSI payment will come out on the last business day of December. You’ll also get your SSI check early if the 1st of the month falls on a Saturday or Sunday. In 2024, that will happen in May, August, and November.

What should I do if my disability payment is late?

If you use direct deposit and your payment is late, contact your financial institution. If you receive a paper check in the mail, and If you still haven’t received your check within three days of your payment date, you can call the SSA at 800-772-1213 or visit your local Social Security office.

What is my Social Security disability benefits amount?

Your Social Security Disability Income (SSDI) benefits payment amount will depend on several factors, including your work record . The Social Security Administration (SSA) determines the amount of your benefits based on your average indexed monthly earnings (AIME) and the amount of Social Security taxes you have paid. Check out this article on SSDI calculations for more information. You can find your exact payment amount through your mySocialSecurity account .

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Social Security Payment Schedule 2026

Written by

Jackie Jakab

Lead Attorney

Published December 17, 2024

2 min read

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Atticus offers free, high-quality disability advice for Americans who can't work. Our team of Stanford and Harvard-trained lawyers has a combined 15+ years of legal experience and has helped over 50,000 Americans apply for disability benefits.

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If you receive Social Security benefits, knowing when to expect your monthly payments can help you plan ahead. The Social Security Administration (SSA) schedules payments for retirement benefits, survivor benefits, and disability benefits on specific days of the month, which are determined by your birthdate and the program you’re enrolled in.

Keep reading to find out when Social Security beneficiaries can expect benefit payments and download a calendar with payment dates for 2025.

Each year, the SSA increases its benefits amount to keep pace with inflation. COLA adjustments are based on the Consumer Price Index, which measures changes in prices of everyday goods over time. For 2025, the benefit increase will be 2.5%.

The annual COLA amount fluctuates each year based on inflation and other economic factors, so next year’s COLA increase may be bigger or smaller.

Social Security pay chart

Due to the cost-of-living adjustment, the maximum payment amount for Supplemental Security Income (SSI) in 2025 will be $966, an increase from $943 in 2024. For Social Security Disability Insurance (SSDI), the maximum monthly payment amount in 2025 will be $3,917, up from $3,822 in 2024.

How much are my Social Security payments?

To view your new payment amount with the 2.5% COLA increase, log into your mySocial Security account. If you’re considering applying for disability benefits, use this calculator to estimate your monthly payment. Your exact payment amount depends on your work history and income.

Estimate your disability benefit amount in just a few steps

We'll use the Social Security Administration's formula to estimate your monthly benefit.

Average
monthly check

$1,489

SSDI payment schedule

If you receive Social Security Disability Insurance (SSDI), your payment date is determined by your birthdate. You’ll receive your payment on either the second, third, or fourth Wednesday of each month, depending on when you were born. If you began receiving Social Security benefits before May 1997, or if you get both SSDI and Supplemental Security Income (SSI), your SSDI gets paid monthly on the 3rd and SSI benefits on the 1st.

If you were born on this day:	Your benefits will be paid on:
1st - 10th	The second Wednesday of the month
11th - 20th	The third Wednesday of the month
21st - 31st	The fourth Wednesday of the month

SSI payment schedule

If you receive Supplemental Security Income (SSI), your monthly benefits are paid on the first of each month. If the first falls on a weekend or federal holiday, SSI beneficiaries will receive payment on the preceding business day.

Social Security payments for 2025 will be deposited into your bank account or mailed to you on the same day of the month as they were in 2024. For example, if you received an SSDI payment on the third Wednesday of each month in 2024, you’ll continue to receive payments on the same schedule in 2025.

Scroll to see how holidays and payment days line up for 2025:

Download the 2025 payment schedule

Save and print this calendar with the 2025 payment dates for retirees, survivors, and disability beneficiaries:

Schedule of Social Security Payments 2025

Get help applying for disability benefits

If applying for disability benefits is on your to-do list in 2025, Atticus can help. Take our 2-minute quiz to see if you qualify for benefits and speak with a team member about your disability claim. If you'd like, we can introduce you to a qualified disability lawyer who can help you navigate the disability application process.

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Jackie Jakab

Lead Attorney

Jackie Jakab is Atticus’s Legal Director. She’s a licensed attorney, a graduate of the University of Chicago Law School, and has counseled thousands of people seeking disability benefits.

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