If you’re suffering from an injury or illness, and working is no longer an option, you can file a disability claim. Disability benefits help protect your income and provide the healthcare you need to stay well. Understanding what qualifies as a disability is the first step toward making a claim. We’ll discuss what’s considered a disability, what the most common disability claims are, and advise you on what can increase your chances of getting benefits.
For the U.S. government, the disability must:
The Social Security Administration (SSA) decides who is eligible for disability — that’s where “submitting a claim” comes into the picture. When you submit a claim, you provide the SSA with the information they need to assess your medical history (and potentially) work history. They’ll use this application to determine if you qualify for benefits.
There are several types of disability claims, but the most common are Social Security Disability benefits (SSDI) and Supplemental Security Income (SSI). Based on your medical and financial situation, the following disability benefits might be available for you:
There are a lot of nuances that factor into eligibility for these programs.But here’s the general rule: To qualify for SSDI, you need to meet certain “work history” qualifications (you have to have worked, and paid into, Social Security for a certain number of years). SSDI does not look at your assets, or non-employment income.To qualify for SSI, on the other hand, there are no former work requirements — but there are strict limits on your income and assets.
For most people, getting disability benefits is a multi-step process. A brief overview:
It’s best to apply as soon as you become disabled. Because of a five-month waiting period, SSDI benefits may not begin until your sixth full month of disability. You can either apply online, contact an SSA representative, or consult with one of the knowledgeable lawyers Atticus will pair you with. Atticus can help you determine if you have a case. If you do, Atticus will put you in touch with a vetted lawyer who will answer any questions. They’ll also help you fill out an application properly, and gather the information and documents you’ll need. We recognize how challenging this may be, and we want to help. Let Atticus be your guide so you can focus on your health and wellbeing.
How long has your condition made it hard to work?
Jackie Jakab
Lead Attorney
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